Frequently Asked Questions

No. Assistant prepares the facts, sources, and unresolved conflicts. An authorized person reviews the proposed action and records the office decision. The escrow office retains release authority.

No software can make that guarantee. Veto makes the office’s reasonable care visible by showing what was checked, what changed, what remained open, and who made the decision.

Material changes remain tied to their source and can make an earlier review stale. The prior value stays in the history so the office can review the replacement without losing the record of what changed.

No. Veto is built more like an Iron Man suit than autopilot: the human stays visible, keeps judgment, and gains better tools. Veto surfaces checks and risk signals, handles repeatable busy work, and leaves a Review Record; the escrow office remains the decision-maker.

Yes. Veto has completed seven real files so far, and offices are using it to securely send wire instructions to buyers. The next planned releases are an Outlook integration, a seller flow, and automation for the busy work around payoff demands.

Current customers named by Veto are Seright Escrow, Beach Pacific Escrow, Pacific Escrow Inc., and Citizens Escrow. Advisors named by Veto are Grace Garrett of Seabreeze Escrow and PJ Garcia of Beach Pacific Escrow.

Every file, check, exception, and office decision stays in one place so the officer is not hunting across tabs, inboxes, and folders.

Assistant prepares the file, chases what is missing, and brings only the conflicts that require judgment. An authorized person still records the office decision.

Yes. Veto performs verification checks and identifies risk signals, then records those results with the office's review. Veto does not guarantee that a person or account is legitimate, and the escrow office still decides whether to release the wire.

No. Assistant chases the statement and keeps the comparison on the file. The officer still reviews the demand, and the office still sends.

No. Veto records the review. The office still decides whether funds leave.

An authorized person still records the office decision before money moves. Assistant can prepare the work. Access roles do not share one login or one undifferentiated inbox.

Those products are quote-based or pay-per-loan and include verification or insurance. Veto is a record layer for the work before money moves, so it is scoped and priced differently. The office still decides whether to approve a request or release funds.

One office setup, the buyer wire-instructions workflow, destination and request version history, buyer acknowledgment, the Review Record, and direct implementation support.

Not during early access. Talk with Veto about the office you want to put on the record first.

No. When Plaid is used for wire details, Veto retrieves the bank information needed for the workflow—not account balances or transaction history.

Veto uses checks as the customer-facing unit. A check answers one defined question for the file—such as whether the payee name matches the bank record. A check may use several underlying data points, but the office sees the question, the evidence, the result, and anything that still needs judgment.

No. Preserve the URL and contact Veto. Engaging the suspected site can leak more office details and is not required to start evidence collection.

No. Veto does not provide insurance, verify accounts, or release funds. Veto records the office's pre-disbursement review; the escrow office remains the release authority.

Veto performs verification checks and identifies risk signals, but it does not guarantee identity or account legitimacy, approve, or release funds. The escrow office remains the release authority, and Veto records the review and decision.