The office keeps release authority
Assistant prepares the facts, sources, and unresolved conflicts. An authorized person records whether the office approves the instruction. Veto does not release funds.
File work with built-in peace of mind
Keep instructions, identity, bank details, and the office decision safe with defined checks, review gates, and a reconstructable Review Record.
Veto
Review Record
Sample
2847 Sea Cliff Lane
Seller proceeds · $1,607,500
What changedNew seller account
What was checkedCallback + payoff
What stayed openSeller authorization
Who reviewedM. Lane · 3:40 pm
Office decisionHeld
Veto records the review. The escrow office decides whether to approve a request or release funds.
Why offices put the file on Veto
100+
defined checks on every file
0
release decisions made by software
1
reconstructable Review Record
How we keep the file safe
Every check is inspectable
Each check shows the question, the source, the result, and the issue that still needs judgment. There is no mystery score between the officer and the file.
The record stays with the file
Changes, callbacks, exceptions, reviewers, and the office decision stay connected after money moves, so reasonable care can be reconstructed.
How we protect the office
Defined checks, not open AI
Identity, authority, business, bank, document, instruction, and file-activity checks answer one question each. Assistant cannot invent a new check or skip a required one.
Uncompromising review gates
Consequential actions stop for an authorized person. Session presence and a UI button are not authorization.
Source-linked evidence
Names, accounts, documents, and changes stay tied to the source that produced them, including Plaid bank details and Early Warning Services payee data.
Material-change history
A replacement instruction does not erase the prior value. The office can see what changed, when, and what that does to an earlier review.
Office policy in force
Who can view, approve, replace, or release information is set by the office. Required-check blockers stay on.
Every check answers a defined question.
No mystery score. Each check shows the question, the source used, the result, and the issue that still needs a person.
Identity and authority
Confirm identity, liveness, named-party matches, business authority, and the people permitted to act for the file.
Bank and payee details
Retrieve bank details through Plaid, review payee-verification data, and surface mismatches before instructions are revealed or approved.
Documents and instructions
Compare names, addresses, account details, source documents, instruction versions, and material changes across the file.
File activity and evidence
Keep required checks, open conflicts, corrections, reviewers, source evidence, and the office decision connected to one file.
Human decision
Assistant prepares the work. An authorized person records whether the office approves the instruction.
Review Record
The file keeps the checks, exceptions, evidence, and decision together after money moves.
The visible outcome
Show the work before money moved.
The Review Record keeps the checks, source evidence, corrections, open conflicts, reviewer, and office decision together in one file-ready record.
See the Review RecordVeto
Review Record
Sample
2847 Sea Cliff Lane
Seller proceeds · $1,607,500
What changedNew seller account
What was checkedCallback + payoff
What stayed openSeller authorization
Who reviewedM. Lane · 3:40 pm
Office decisionHeld
Verification from specialized sources—not a general-purpose chatbot.
Veto uses purpose-built identity, business, bank, and payee-verification data inside defined office workflows, review gates, and an audit trail.
100+
defined checks on every file
10K+
institutions supported by Plaid
EWS
payee-verification data
SOS
business records checked at the source
Controls that keep you in control
Give the right people the right file access.
Owners, officers, and assistants see the work they need without sharing one login or one undifferentiated inbox.
Veto
Office roles
One policy. Shared rules.
OfficerApprove · release
ProcessorPrepare · request
AssistantDraft inside policy
Keep the decision where it belongs.
Use office controls
Use the office's own instructions, policies, supervision, bank portal, and file system to make and execute the final decision.
Use Veto
Use Veto when the office needs one reconstructable record of what changed, what was checked, what stayed open, who reviewed it, and what the office decided.
Just one part of Veto
Buyer instructions
Deliver mobile-friendly wire instructions to a verified buyer, with every change tied to the file.
Explore buyer instructions ↗Seller proceeds
Verify identity and payee details before proceeds leave the office.
Explore seller proceeds ↗Payoff demands
Gather, compare, and review payoff information before anyone sends.
Explore payoff demands ↗Review Register
Preserve checks, exceptions, evidence, and the office decision in one reconstructable record.
Explore review register ↗Instruction registry
Keep approved destinations and later changes connected to the named file.
Explore instruction registry ↗Office access
Give officers, assistants, and owners the right view without sharing release authority.
Explore office access ↗Security questions, answered plainly.
Veto uses checks as the customer-facing unit. A check answers one defined question for the file—such as whether the payee name matches the bank record. A check may use several underlying data points, but the office sees the question, the evidence, the result, and anything that still needs judgment.
Put one real file on the record.
Start with one live file. See the checks, open items, evidence, reviewer, and office decision together.
Prefer to look first? See a sample Review Record.
Disclaimers and footnotes
Veto records evidence and workflow events for escrow wire reviews. The escrow office owns the file context, approval, and decision.
Veto does not guarantee that fraud or loss will never occur. Required-check failures and identity mismatches remain visible and can block release or sending according to office policy.